Disclaimer & Policies


The information provided in this blog is for informational purposes only and is not intended to be a source of tax, accounting, legal or investment advice. The statements and opinions expressed are solely those of the author and are subject to change without notice. Although this information has been compiled from sources believed to be reliable, as at the date indicated, the publisher and author cannot guarantee its accuracy or completeness, and they do not make any guarantee or other promise as to any results that may be obtained from using the content of this blog. All charts, illustrations, case studies, and examples in this blog are for illustrative purposes only and are not intended to predict or project investment results. The information contained in this blog may not apply to all readers and investors. You should first seek professional financial advice, as appropriate, regarding any particular investment or implementing any changes to your investment strategies in relation to your personal circumstances. To the maximum extent permitted by law, neither the publisher or author will be responsible in any manner for direct, indirect, special or consequential damages or losses, howsoever caused, arising out of the use of the information in this blog.


Who we are

Our website address is: https://simplemoneycanada.com

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.